Channel: DR. LILI T MAC

Category: Howto & Style

Tags: adulting 101stolen identitybudget like a bosscredit scorebudgeting tipsbudgetingfinance tipslilisimplystole moneysavifinancial tipsperfect scorefraudcredit card fraudcredit

Description: I got my identity and $40,000 stolen!! Here's how I went from a credit score in the 500s to 769. These are my top financial tips to help you save money & budget like a boss! | Open me for more tips | + Check credit score: creditsesame.com + Establish your credit line! FTC: *not sponsored* Best for students/beginners: Discover IT Intermediate: Chase Freedom Unlimited, gets you 5% money back Best: Chase Sapphire Reserve ($450 annual fee, however you get $300 back on anything travel related + airport lounge memberships, no wait for TSA, $500 cost usual, 50,000 points sign up bonus (worth $500 cash, so pays for first year and you get $50 extra credit) - call in and ask for waiving annual fee as long as you had no issues/ always paid on time, retention waiver. United MileagePlus Explorer Card referyourchasecard.com/217/2XBTN3T7O5 + Avoid Dings go to Cfpb.gov to file disputes on your credit card *they work as mediators to credit card companies, which have 15 day to respond, they usually just forgive these dings + Keep your Credit Utilization Ratio LOW want balance less than 10% (so $4,000 limit, keep balance under $400) +Max out Credit Line, more credit line = more power If starting out for the first time, aim to establish relationshps with banks and aim for at least $10,000 in credit limit. + If younger than 18, ask parents or family member to add you as an authorized user. :･ﾟ✧ FOLLOW ME ⤵︎ instagram.com/lilitmac twitter.com/LiliTMac snapchat ‣ LiliTMac lilitmac.tumblr.com facebook.com/lilisimplyofficial MY CLOSET ‣ bit.ly/shopliliscloset ✉ email ‣ lilitmac@yahoo.com If you see this comment "I'm a fellow carrot" LIKE DIS VID IF YOU MY POTATOE HOMIE ♪ MY SPOTIFY ‣ spoti.fi/1yhyBvV EDITING ‣ bit.ly/myeditsoftware DSLR ‣ bit.ly/1ZoGzyK + LENS amzn.to/1gIp0YE My Bed: amzn.to/1kZ8RA6 ⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯ Hello. If you're new here, I'm a potatoe and I sit in my room and make videos like: everyday quick & easy hair and makeup tutorials, morning / night routines, skincare, weird tags, ootds and lookbooks, try-on hauls, and more. Join the potatoe family and subscribe for weekly vids! ☪ videos you should watch Hair Care Routine bit.ly/1PMRo7c How to Cut & Layer Hair at Home bit.ly/1QhDbyp Room tour youtube.com/watch?v=gitLv9UthO0 bit.ly/lilisroomtour Winter Night Routine bit.ly/winterNightRoutine Fall School Morning Routine bit.ly/FallSchoolMorningRoutine Winter Morning Routine bit.ly/WinterMorningRoutine Fall Night Routine bit.ly/FallNightRoutine Weekend Night Routine bit.ly/WeekendNightRoutine A day in my life GRWM bit.ly/DayInMyLifeGRWM How to color your hair at home bit.ly/ColorHairAtHome What's on My Phone bit.ly/1Oc9r4A What's in my School Bag bit.ly/20WdWgw Workout Routine bit.ly/1SssFL5 Everyday Makeup routine bit.ly/1TlFZkJ